Different businesses. Different risks.
A contractor, a café, and an apartment owner do not face the same exposures. Explore the questions that matter to your operation.
Contractors & Trades
Jobsite injuries, tools, vehicles, certificates and subcontractors.
Explore →Retail & Restaurants
Visitors, inventory, equipment, business interruption and employees.
Explore →Professional Services
Service errors, cyber exposure, contracts and professional liability.
Explore →Apartment Owners
Property schedules, liability, rental income and lender expectations.
Explore →Translate the work into coverage questions
Two companies in the same industry may have very different exposures. A contractor who hires subcontractors, a restaurant that delivers, and an apartment owner with a pool need to describe those activities accurately. Consider property, people, vehicles, client or tenant claims, interruption, and contract obligations one at a time.
Use the linked industry guides to prepare details about operations, payroll, locations, equipment, contracts, and loss history. These are discussion prompts, not a universal package or a statement that every coverage is available.