Founder, Gratia Insurance Group

Meet Gil Gonzalez.

A lifetime in business. A commitment to serving others.

Practical business experience

Insurance informed by the work behind it.

Gil Gonzalez founded Gratia Insurance Group after more than three decades as an entrepreneur, technology executive, and business leader.

Throughout his career, he has worked across financial services, healthcare, insurance, construction, logistics, technology, and real estate.

His background includes owning and operating insurance agencies, helping organizations improve their operations, and overseeing a multifamily real estate business involving more than 500 apartment units.

Those experiences taught him that risk is not just an insurance concept. It is part of nearly every important business decision.

Gil founded Gratia to bring that real-world perspective to insurance, combining practical business knowledge with a personal commitment to helping clients protect what they’ve built.

Why Gratia?

Grace, gratitude, and how we serve.

Gratia is Latin for grace, a name chosen to reflect God’s grace and the gratitude that inspires our work.

For Gil, faith and business are not separate parts of life. His faith shapes how he approaches relationships, responsibility, and service.

Gratia was built on the belief that success in business should go hand in hand with honesty, integrity, humility, and care for others. We welcome clients of every background and believe everyone deserves to be treated with dignity, fairness, and respect.

Northeast Florida

A new chapter in Jacksonville.

Gil and his wife relocated from New Jersey to Northeast Florida, where they are building their next chapter and becoming involved in the local community.

He brings entrepreneurial experience and a personal commitment to relationships, trust, and long-term service.

Contact Gil